Mortgage Payment Chart


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To determine you monthly mortgage payment (principal+ interest), locate your interest rate then
move across to the column that indicates the term of your loan. Then multiply that number by
the number of thousands of dollars you'll be borrowing.

Sample Calculation of Monthly Mortgage Payment:

Interest Rate:	5%
Term:	30 years
Factor per $1000:	5.2682
Total Mortgage:	$100,000
8.78 x 250 =	$526.82

Interest Rate

10 Years

15 Years

20 Years

25 Years

30 Years

5.00%

10.607

7.9079

6.5996

5.8459

5.2682

5.25%

10.729

8.0388

6.8384

5.9925

5.5220

5.50%

10.853

8.1708

6.8789

6.1409

6.6779

5.75%

10.977

8.3041

7.0208

6.2911

5.8357

6.00%

11.102

8.4386

7.1643

6.4430

5.9955

6.25%

11.228

8.5742

7.3093

6.5967

6.1572

6.50%

11.355

8.7111

7.4557

6.7521

6.3207

6.75%

11.482

8.8491

7.6036

6.9091

6.4860

7.00%

11.611

8.9883

7.7500

7.0678

6.6500

7.25%

11.740

9.1286

7.9038

7.2281

6.8218

7.50%

11.870

9.2701

8.0559

7.3899

6.9921

7.75%

12.001

9.4128

8.2095

7.5503

7.1641

8.00%

12.133

9.5565

8.3644

7.7182

7.3376

8.25%

12.265

9.7014

8.5207

7.8845

7.5127

8.50%

12.399

9.8474

8.6782

8.0523

7.6891

8.75%

12.503

9.9945

8.8371

8.2214

7.8670

9.00%

12.668

10.143

8.9973

8.3920

8.0462

9.25%

12.803

10.292

9.1587

8.5638

8.2268

9.50%

12.940

10.442

9.3213

8.7370

8.4085

9.75%

13.077

10.594

9.4852

8.9114

8.5915

10.00%

13.215

10.746

9.6502

9.0870

8.7757

10.25%

13.351

10.900

9.8164

9.2638

8.9610

10.50%

13.494

11.054

9.9838

9.4418

9.1474

10.75%

13.634

11.210

10.152

9.6209

9.3348

11.00%

13.775

11.366

10.322

9.8011

9.5232

11.25%

13.917

11.523

10.493

9.9824

9.7126

11.50%

14.060

11.682

10.664

9.1647

9.9029

11.75%

14.203

11.841

10.837

10.348

10.094

12.00%

14.347

12.002

11.011

10.502

10.286

12.25%

14.492

12.163

11.186

10.717

10.479

12.50%

14.638

12.325

11.361

10.904

10.673